senior economic analyst/Washington bureau chief, BankRate.com

The Quick Take

On Twitter: @hamrickisms

Links: bankrate.com;

senior portfolio manager, Baird Advisors

The Big Interview

On Twitter: @rwbaird

Links: www.bairdfunds.com

macro strategist and portfolio manager, Smart Portfolios

Technical Difficulties

On Twitter: @JimWelshMacro

Links: smartportfolios.com

president, Jurika, Mills & Keifer

The Big Interview

Links: jmkadvisors.com

columnist, NerdWallet

The Quick Take

On Twitter: @LizWeston; @NerdWallet

Links: nerdwallet.com

personal finance expert, TopCashback.com

The Survey Said

On Twitter: @TopCashbackUSA

Links: www.topcashback.com

attorney and CPA, Hedeker Wealth

The Big Interview

On Twitter: @hedekerwealth

Links: www.hedekerwealth.com; www.hedekerlaw.com

director of ETF & mutual fund research, CFRA

MoneyLife Market Call

On Twitter: @ToddCFRA; @CFRAresearch

Links: www.cfraresearch.com

senior investing reporter, U.S. News and World Report

The Quick Take

On Twitter: @DivineBizKid

Links: https://money.usnews.com/

managing editor, MagnifyMoney.com

The Survey Said

On Twitter: @magnify_money; @WritingBikes

Links: www.magnifymoney.com; https://www.magnifymoney.com/blog/news/average-american-savings/